Is The Ink Business Unlimited® Credit Card Right For You?

Author

McKay Moffitt
September 11, 2024

What if I told you that you could earn super-duper-awesome cash-back on your business purchases — all for zero annual fee?

Enter the [[ ink-business-unlimited-credit-card.name ]], where every purchase, big or small, helps you rack up some serious rewards. It’s like turning every business transaction into a win. And, I can make this even better. If you hold another card in the Chase family, you can turn that cash-back into (even prettier) [[ ink-business-preferred-credit-card.points-program-override.name ]].

Want to take it even further? Wow, McKay. I didn’t know that was possible. Well, I have a secret for you. This is Daily Drop. Anything is possible. 😎

So, let’s break down why this card might be the perfect fit for your business:

Pros and Cons

Pros:

  • Unlimited 1.5% Cash Back: Every purchase earns 1.5% cash back, no limits, no categories to think about. Just straightforward rewards on everything your business needs.

  • No Annual Fee: Thank goodness!

  • Employee cards: No additional cost, allowing you to earn rewards faster.

Cons:

  • Not Ideal for Big Category Spending: If your business spends heavily in specific categories, there might be better options with higher category bonuses.

Why the Ink Business Unlimited® is a Business Owner’s Best Friend

Let’s be honest—running a business means spending money…lots of it. But with the [[ ink-business-unlimited-credit-card.casual-card-name ]], every dollar spent on inventory, office supplies, or even that endless stream of coffee runs, turns into rewards. The best part? It’s all very, very simple—1.5% cash-back on every purchase with no annual fee. A win-win. Plus, with the current welcome offer, you’re already ahead of the game.

And if you’re turned off by the word “business” being in the card name, check out this article which helped thousands of Daily Drop readers open business cards last year. 😉

Or if you're a visual learner, see how Brendan is using his business cards to make some major redemptions:

How to Maximize Your Ink Business Unlimited® Rewards

One of the standout features of the [[ ink-business-unlimited-credit-card.casual-card-name ]] is its simple earning structure. You don’t have to worry about spending in certain categories or keeping track of rotating bonuses—just use your card for everything and watch the cash flowww, baby.

If you’ve got other Chase Ultimate Rewards® cards, like the [[ ink-business-preferred-credit-card.name ]] or the [[ chase-sapphire-preferred-card.name ]], you can combine your points and transfer them to travel partners. This means those 60,000 points could turn into a round-trip flight to Europe or a boujee hotel stay.

For example, if you transfer your points to a partner like United MileagePlus®, you could snag a round-trip flight for just 60,000 points. Or, transfer to World of Hyatt and get multiple nights at a high-end hotel.

And let’s not forget about using your points for cash back. Whether you’re looking to reinvest in your business or treat yourself, the flexibility of the [[ ink-business-unlimited-credit-card.casual-card-name ]] makes it easy to get the most out of your rewards.

To wrap things up:

Running a business is no small feat, but with the [[ ink-business-unlimited-credit-card.casual-card-name ]], your expenses are working for you. I mean…you have to spend the money anyway, so you might as well get something in return. Here at Daily Drop, we believe this card is a must-have for business owners who want straightforward rewards (especially ones they can use to travel).

And with no annual fee, there’s really no reason not to add this thing to your wallet. Apply for the [[ ink-business-unlimited-credit-card.casual-card-name ]] and start earning unlimited cash back on every purchase. Learn more about the [[ ink-business-unlimited-credit-card.casual-card-name ]] here.