Is The Bilt Mastercard® Right For You?

If you're paying rent every month, you might as well be earning some points for it. Check out this article to see if this renter-friendly card should live in your wallet.

Rent day — the not-so-gentle reminder that adulthood isn’t free.

But what if your rent could start pulling its weight? Enter the [[ bilt-mastercard.name ]], where paying rent means racking up some serious rewards. It’s like turning a chore into a win.

Let's break down why this card might be the perfect fit for you:

Pros and Cons

Let’s get into it, shall we?

Pros (and there are a lot):

  • Earn Points on Rent: 1X points on rent payments with no fees, up to 100,000 points annually.

  • No Annual Fee: Yay!

  • 2X Points on Travel: Earn double points on travel booked through Bilt’s portal.

  • 3X Points on Dining: Your fourth DoorDash order this week is about to get a lot more rewarding.

Cons:

  • No Welcome Bonus: Unlike other cards, there’s no flashy bonus upfront. You’ll have to earn your points over time.

  • Renters Only: If you’re a homeowner, this card doesn’t offer much for you.

Why the Bilt Mastercard® is a Renter’s Best Friend:

Let’s be real — rent is probably your biggest monthly expense. So why not make it work for you? The [[ bilt-mastercard.casual-card-name ]] lets you earn [[ bilt-mastercard.points-program-override.points-currency ]] on every rent payment without any fees, turning your biggest bill into a steady stream of rewards. And with no annual fee, it’s basically a win-win.

Add in the 2X points on travel and 3X points on dining, and suddenly, your rent is helping you earn toward your next vacation or fancy dinner. (Use the card 5 times each statement period to earn points. Learn more here about the product features, terms, and conditions).

How to Make the Most of Your Bilt Points

One of the best features of the [[ bilt-mastercard.casual-card-name ]] is its ability to transfer points to a variety of travel partners. You can convert your points 1:1 with popular programs like United MileagePlus and World of Hyatt. This means that 100,000 [[ bilt-mastercard.points-program-override.points-currency ]] could potentially cover a round-trip flight to Europe or multiple nights in a luxury hotel.

For example, transferring [[ bilt-mastercard.points-program-override.points-currency ]] to World of Hyatt can score you some serious value, especially if you book stays at their top-tier properties. Hyatt points are known for their high value when redeemed for hotel stays, so your rent could help you enjoy a five-star experience at a fraction of the usual cost.

Or, if you’re a United or Virgin Atlantic loyalist, transferring your [[ bilt-mastercard.points-program-override.points-currency ]] to those programs can help you book award flights faster. With frequent transfer bonuses, you might even end up with more miles than you started with, stretching your points further.

But don’t sleep on using your points for dining experiences either. Bilt partners with some top restaurants where you can redeem points for meals, letting you treat yourself without touching your wallet. It’s the perfect way to enjoy a night out and feel like your rent is paying for your dinner.

To wrap things up:

Renting might feel like throwing money away every month, but with the [[ bilt-mastercard.casual-card-name ]], you’re turning that rent into something rewarding. Here at Daily Drop, we believe this card is a must-have for renters.

And with no annual fee, there’s really nothing to lose. I mean seriously…who doesn’t want to get a little something extra for paying bills?

Apply for the [[ bilt-mastercard.casual-card-name ]] and start earning rewards on your biggest bill.